PDR & Planning Expertise
We work with lenders comfortable with Permitted Development and full consent conversion schemes of all sizes.
Commercial to Residential Development
Property Finance
Finance to convert commercial buildings into residential units — whether permitted development or full planning consent.
50+
Lenders on Panel
What We Offer
Commercial to Residential Conversion Finance
Converting commercial buildings to residential use — offices to flats, retail to apartments, warehouses to loft conversions — is one of the strongest opportunities in today’s property market. GEBL Financial sources conversion finance from specialist lenders who understand Permitted Development Rights and full planning conversion schemes.
Our Track Record
Why Converters Choose GEBL
Specialist conversion finance across all commercial asset types.
£250M+
Funding Arranged
50+
Lenders on Panel
FCA
Regulated & Authorised
All Commercial Asset Types
Offices, retail, industrial, and mixed-use — we have lender appetite for all commercial-to-residential conversion types.
Flexible Exit Options
Finance structured for developers planning to sell units, build-to-rent, or refinance onto a long-term hold facility.
How It Works
From planning review to drawdown and exit.
The Process
Step
Scheme & Planning Review
We review your building, planning or PDR position, and intended use to identify the right lender appetite.
Step
Market Search
We approach specialist conversion lenders to compare rates, LTV, and construction monitoring arrangements.
Step
Credit & Structuring
We negotiate terms and structure the facility around your programme, professional team, and exit timeline.
Step
Drawdown & Completion
We manage the drawdown process through conversion and into your sales, lettings, or refinance exit.
Key Features
Conversion finance built around your scheme and exit.
What You Get
Whole Conversion Covered
Acquisition, conversion costs, professional fees, and contingency — structured in a single facility.
PDR Specialists
Access to lenders with deep appetite for Class MA and other permitted development conversion routes.
All Exit Strategies
Sale, rental hold, or refinance — we plan the finance around your specific exit from day one.
Explore other services
We are here to find a solution tailored to your needs
Services
Commercial Let to Buy Finance
Keep your existing commercial asset working as a rental investment while releasing the capital you need for your next deal.
Portfolio Purchase Finance
We work with lenders who assess portfolios as a whole — not line by line — delivering better terms across the collection.
Start Up Loans
We navigate the UK Start Up Loan scheme and other government-backed programmes to access lower-rate, accessible funding.
Let's Finance Your Conversion
Tell us about your building and scheme and we’ll identify the right finance structure.
Ready to Move Forward?