Commercial Buy to Let

Property Finance

Long-term mortgage finance for commercial investment properties — structured to maximise your rental yield and portfolio growth.

  • 50+

    Lenders on Panel

What We Offer

Commercial Buy to Let Finance

Commercial buy-to-let finance allows investors to purchase or refinance properties let to businesses — offices, retail units, industrial premises, and mixed-use assets. GEBL Financial sources competitive mortgage products from specialist lenders who understand investment property.

Our Track Record

Why Investors Choose GEBL

Whole-of-market access for commercial investment property finance.

  • £250M+

    Funding Arranged

  • 50+

    Lenders on Panel

  • FCA

    Regulated & Authorised

  • Whole-of-Market Access

    We search 50+ specialist commercial mortgage lenders to find the most competitive rates and terms for your investment.

  • Portfolio Expertise

    We work with single-asset investors and multi-property portfolio landlords, structuring facilities that scale with your ambitions.

  • Flexible Criteria

    We access lenders with appetite for complex ownership structures, limited companies, and properties with short lease lengths.

How It Works

From portfolio review to mortgage completion — a clear process.

The Process

  • Step

    Portfolio Review

    We assess your property, ownership structure, and investment goals to identify the right lender profile.

  • Step

    Market Search

    We approach the full lender panel to compare commercial mortgage rates, LTV, and rental coverage requirements.

  • Step

    Application & Underwriting

    We manage the full application, liaising with the lender's underwriters to progress your case efficiently.

  • Step

    Completion

    We coordinate solicitors, valuers, and the lender through to mortgage offer and legal completion.

Key Features

Commercial BTL finance built around your portfolio strategy.

What You Get

  • All Commercial Asset Types

    Offices, retail, industrial, mixed-use — we have lender appetite across every commercial investment asset class.

  • Ltd Company Friendly

    Access to lenders comfortable with SPV and limited company structures for commercial property investment.

  • Portfolio Refinancing

    We refinance existing portfolios onto better blended rates, releasing equity for further acquisition.

Explore other services

We are here to find a solution tailored to your needs

Services

  • Commercial Let to Buy Finance

    Keep your existing commercial asset working as a rental investment while releasing the capital you need for your next deal.

  • Portfolio Purchase Finance

    We work with lenders who assess portfolios as a whole — not line by line — delivering better terms across the collection.

  • Start Up Loans

    We navigate the UK Start Up Loan scheme and other government-backed programmes to access lower-rate, accessible funding.

Let's Build Your Investment Strategy

Talk to a GEBL specialist about your commercial investment. We’ll find the right mortgage structure for your portfolio.

Ready to Move Forward?