Full-debt acquisition with owner liquidity event
£4M liquidity plus costs — 12 months interest-only, then a 10-year amortising term.
£4.5M
Total facility
12 mo
Interest-only period
10 yrs
Amortising term
None
Exit fee after yr 3
Full acquisition with the existing owner needing a clean exit.
A management buyout team needed to acquire 100% of a business while simultaneously providing a complete liquidity event for the retiring founder. Standard bank appetite was limited and the deal timeline was tight.
The Challenge
Full-debt MBO structure with clean vendor exit.
We arranged a leveraged acquisition finance package that funded the full purchase price. The structure included senior debt alongside a mezzanine layer, allowing the management team to complete the buyout with minimal equity contribution while the vendor received full payment at completion.
Our Solution
Business transferred. Owner fully paid out.
The management team completed the acquisition on schedule. The founder received full proceeds on completion day with no deferred consideration. The incoming management team now owns 100% of the business with a clear debt repayment plan aligned to the company cash generation.
The Outcome
Acquisition type
Management buyout
Vendor exit
100% at completion
Structure
Senior + mezzanine
Equity required
Minimal from team
Acquire the business. Pay the owner in full.
Acquisition finance that works for buyers and vendors alike.
The right structure makes the deal possible.