Seven properties financed as a whole
Blended structure beat per-property offers — one deal, one set of legals.
£4.5M
Total facility
10 yrs
Amortising term
12 mo
Interest-only period
None
Exit fee after yr 3
Buy the business without tying up capital.
Our client wanted to acquire an established business, but the deal required a liquidity event for the outgoing owner alongside significant transaction costs — without draining the client's own capital.
The Challenge
£4.5M, entirely on a debt basis.
£4 million provided the owner's liquidity event; £500,000 covered transaction costs. No capital repayments for the first 12 months, then fully amortising over ten years.
Our Solution
Completed — with capital preserved.
The acquisition completed with the client's own funds intact and available for working the business. With no exit fee payable after year three, refinancing options stay open as the business grows.
The Outcome
Facility structure
100% debt basis
Owner liquidity event
£4,000,000
Transaction costs funded
£500,000
Repayment profile
12mo IO → 10yr amortising
Discuss a deal like this one.
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