Government-Backed Schemes
We navigate the UK Start Up Loan scheme and other government-backed programmes to access lower-rate, accessible funding.
Start Up Loans
Business Finance
Government-backed and specialist finance for new businesses — giving you the capital to launch and grow with confidence.
FCA
Regulated & Authorised
What We Offer
Start Up Loans
Starting a business requires capital — and accessing that capital without trading history is one of the biggest barriers new founders face. GEBL Financial helps start-up founders navigate government-backed schemes and specialist early-stage lenders, finding the right funding for your sector, business plan, and personal circumstances.
Our Track Record
Why Founders Choose GEBL
Navigating government-backed schemes and specialist early-stage lenders for new businesses.
£250M+
Funding Arranged
50+
Lenders on Panel
FCA
Regulated & Authorised
Pre-Revenue Lender Access
We work with specialist lenders who are comfortable with early-stage businesses and limited or no trading history.
Business Plan Support
We help you present your business plan in the most compelling way to maximise lender confidence and approval chances.
How It Works
From business plan review to funding in your account.
The Process
Step
Business Plan Review
We assess your business plan, funding requirement, and personal financial position to identify the best route to funding.
Step
Scheme & Lender Match
We identify whether government-backed or specialist early-stage lending is the right fit — then prepare your application.
Step
Application Management
We manage the application process, supporting you with documentation and lender communication throughout.
Step
Funding
Capital is released to launch or grow your business — with clear repayment terms structured around your projections.
Key Features
Start-up finance structured around your plan and potential.
What You Get
No Trading History Required
Access lenders who assess your business on its plan and potential — not just the absence of historic accounts.
Government Scheme Navigation
We identify all applicable government-backed start-up funding programmes and manage your applications.
Personal Guarantee Guidance
We explain your options around personal guarantees clearly — ensuring you understand and are comfortable with the terms.
Explore other services
We are here to find a solution tailored to your needs
Services
Commercial Let to Buy Finance
Keep your existing commercial asset working as a rental investment while releasing the capital you need for your next deal.
Portfolio Purchase Finance
We work with lenders who assess portfolios as a whole — not line by line — delivering better terms across the collection.
Business Acquisition Loans
We work with lenders who understand management buyouts, earn-outs, and complex business purchase structures.
Let's Fund Your Business Launch
Tell us about your business and we’ll identify the right start-up funding route for you.
Ready to Move Forward?