Land Development Finance

Property Finance

Specialist finance to acquire and develop land — from outline planning through to construction draw-down.

  • 50+

    Lenders on Panel

What We Offer

Land Development Finance

Land development finance covers the acquisition and preparation of land for residential or commercial development — including sites with and without planning permission. GEBL Financial works with specialist lenders who understand planning risk and phased development timelines.

Our Track Record

Why Land Developers Choose GEBL

Accessing specialist lenders at every planning stage.

  • £250M+

    Funding Arranged

  • 50+

    Lenders on Panel

  • FCA

    Regulated & Authorised

  • Planning-Stage Expertise

    We access lenders with appetite for sites at all planning stages — from pre-application land through to detailed consent.

  • Phased Drawdown Options

    Facilities structured with phased drawdown to match your planning milestones and infrastructure programme.

  • Independent & Regulated

    FCA regulated advice with no lender ties — we act solely in your interest throughout the land acquisition process.

How It Works

From site review to first drawdown — a clear four-step process.

The Process

  • Step

    Site & Planning Review

    We assess your site, planning position, and development timeline to identify the right lender profile.

  • Step

    Market Search

    We approach specialist land and development lenders to compare LTV, rates, and drawdown structures.

  • Step

    Offer & Structuring

    We negotiate terms and structure the facility around your planning milestones and cash flow requirements.

  • Step

    Completion & Drawdown

    We manage the transaction through to legal completion and first drawdown, coordinating all parties.

Key Features

Finance designed for land at any stage of the planning journey.

What You Get

  • Pre-Planning to Consent

    Finance available at every stage — raw land, outline planning, reserved matters, and detailed consent.

  • Infrastructure Funding

    We structure facilities that cover site preparation, access roads, and utilities ahead of the main development.

  • Bridging to Development

    Short-term land purchase bridging that rolls into a development facility once planning is secured.

Explore other services

We are here to find a solution tailored to your needs

Services

  • Commercial Let to Buy Finance

    Keep your existing commercial asset working as a rental investment while releasing the capital you need for your next deal.

  • Portfolio Purchase Finance

    We work with lenders who assess portfolios as a whole — not line by line — delivering better terms across the collection.

  • Start Up Loans

    We navigate the UK Start Up Loan scheme and other government-backed programmes to access lower-rate, accessible funding.

Let's Fund Your Land Acquisition

Tell us about your site and we’ll identify the right lender and structure within 24 hours.

Ready to Move Forward?